What's your bank?

Published on 17 October 2021 · updated on 11 August 2026

The first version of this article dates back to 2017, and I have updated it twice since then: a first time in 2021, and a second time today, August 11, 2026. Needless to say, once again, my habits have changed quite a bit. Quick note along the way: I am neither a financial advisor nor a banking expert, so my choices are common-sense choices, from a very "general public" point of view. I will not go into the details of every service each bank offers.

• My main account: Revolut

I now use Revolut as my main bank. It is all the more doable since the bank just obtained its French license, which solves quite a few of the little issues you could run into before. The app is pleasant, modern, and above all packed with silly little options that are really handy, like saving a few cents on every payment by putting the rounded-up change aside... in bitcoin. Yes, it is a gimmick, but I love it.

I keep a Boursorama account as a backup, just in case, but I am thinking of closing it soon.

• What about bitcoin?

Honestly, I am much less interested in it than before. I keep a few on Revolut, and I do nothing special with them, apart from a few very occasional payments, when a website offers the option. That is it, nothing crazy.

• My business account

On the business side, I have two companies. For the first one, I still use Crédit Mutuel. For the second, I switched to Qonto (via Tiime), and it is a real joy in comparison. I am actually planning to close the company that uses Crédit Mutuel, and good riddance: that bank is anything but modern.

• What else?

Well, that is about it. I have a PayPal account, and I invite all of you to send me a euro or two (or more) by following this link. Why? Just because, I really like euros.

Thanks, kisses 💰

By Paingout